The coconut cream will dissolve in the hot coffee, but you may need to break up the clumps with your spoon if it isn't dissolving fast enough for you. Alternately, you can place everything into a blenderand whiz for a few seconds to combine. (I just use my spoon.)
Recipe by The Humbled Homemaker at https://thehumbledhomemaker.com/cinnamon-coconut-coffee-make-unsweetened-coffee-palatable/